Motorsport UK membership benefits

Motorsport UK insurance policies provide cover in respect of public liability and personal accident risks. This cover only applies to all events held under permit or for which an exemption permit is granted.

Public liability
Personal accident
What is public liability insurance?

Public liability

Public liability is defined as any person injuring another or damaging another's property as a result of acting negligently, this may result in an action for compensation being brought against them. Motorsport UK has arranged public liability insurance to protect clubs organising events against this potential legal liability.

The key benefits

The benefits<br>

  • Indemnity to the level of £100,000,000 for any one accident.
  • Indemnity to the level of £100,000,000 for the Club's Sports and Social clubs.
  • Costs of defending club against allegations are covered.
  • Cover protects an organising club and its officials.
  • Medical malpractice cover is included - see Terms and Conditions.
Club social activities cover extension

Club social activities

Bluefin Sport together with Motorsport UK has extended the Liability insurance to extend the activities from Motorsport UK permitted events to Motorsport UK affiliated club social activities. This is an excellent benefit to clubs and ensures there is a seamless cover in place between the staging of a club event and the social activities of the club.

The types of social activities, which are included, are of a non-motorsport nature such as:

  • Presentation and Award nights
  • Annual Dinners
  • Anniversary Dinners
  • Fundraising events
  • Attendance at exhibitions and conferences
  • Administrative duties
  • Static Displays

Please note there are certain exclusions attaching to this cover which your club must understand. These are:

  • Participation in motor sport activities of any kind whatsoever
  • Use of Pyrotechnics and Explosions
  • Overseas activities
  • Commercial activities for commercial gain excepting raffles, prize draws and the like
  • Employers Liability

This benefit is ideally targeted to Motorsport UK clubs who do not engage in commercial activities for financial gain or who do not organise and participate in non Motorsport UK permitted motor sport activities.

If you are in any doubt whatsoever concerning the extent of cover available to your club under this extension of cover please call Bluefin Sport on 0345 872 5060 (Mon to Fri 9am to 5pm)

What is personal accident insurance?

Personal accident

The duties of many officials take them close to the 'scene of the action' and consequently into an area of relatively greater risk. Officials voluntarily carry out their duties and legally thereby accept the additional risk inherent in the duty which limits any remedy at law available to the official should injury occur.

Motorsport UK has effected personal insurance applying at events held under Permit or Certificate of Exemption. Personal accident policies pay the pre-agreed levels of benefit to persons injured if an accident occurs within in the terms and conditions of the policy.

Who is covered and when is it operative?

The motorsport UK policy includes cover for:

  • Officials.  
  • Competition License Holders.

    This insurance is operative during any competition and/or official practice session at an event run under permit issued by Motorsport UK or for which a Certificate of Exemption has been issued or run in accordance.


The key benefits

Policy benefits

View the summary here

Liability summary

Club social activities liability extension

Personal accident summary